UKM

Small and Medium Enterprise Credit
Credits given to individuals or business for various loan amount:

1. Up to Rp50,000,000,- (fifty million rupiah) for micro businesses, to be disbursed in coordination with Bank Perkreditan Rakyat, KSP or similar institutions.

2. Above Rp50,000,000,- (fifty million rupiah) up to Rp500,000,000,- (five hundred million rupiah) for small businesses.

3. Above Rp500,000,000,-(five hundred million rupiah) up to Rp5,000,000,000 (five billion rupiah) for medium businesses engaged in productive activities.

   
    

Types of Small and Medium Enterprise Credit

1. Working Capital Credit
   Credit given to fulfill funding needs of a corporation to pay its daily operation with a maximum tenor of 1 (one) year/short term, for instance to purchase raw materials/inventory, receivables financing and others.

2. Investment Credit
   Credit given to finance the purchase of capital goods required by a corporation in its business activities with a tenor of more than 1 (one) year/long term, for instance in the purchase of fixed assets.