Bumiputera VISA

It is a credit card bearing a low interest of 2.75% for shopping and cash withdrawal.
Enjoy the great benefit from the small interest rate.

BENEFIT AND SUPERIORITY

1. Free annual fee
   Free membership annual fee:
   a. The first one year for 1 master card.
   b. The first 1 years for at most 3 additional cards.
2. Cash Withdrawal
   a. VIA Telephone
   It is to transfer funds from credit card to the saving account of the cardholder, both to Bank BP and any other banks.
   Method:
   - Contact call centre to request the transfer of fund/ cash under the provisions:
   - Maximum fund that can be transferred is 60% of the credit ceiling
   - Administration fee is 3% or minimally Rp. 20,000 (whichever is greater).
   b. VIA ATM:
   The withdrawal of funds from Bumiputera Visa credit card can be done through ATM with Visa Plus logo.

Provisions:

• Minimal withdrawal is Rp. 100,000. –
• Fee of cash withdrawal is 3% or Rp. 20,000. – (whichever is greater)
• Interest rate is only 2.5%

3. Balance Transfer

• It is the transfer of funds from a credit card for payment or settlement of credit card of any other banks.
  
• Only by contacting call centre or filling in a form of balance transfer completed with the documents
  
• The administrative fee is Rp. 25,000/ card
  
• The transfer process is 4 business days/ to another bank.

4. Airport Lounge

It is the FREE facility for any Gold and Platinum cardholders while waiting for the take-off in the Executive Lounge in 11 airports of 11 big cities in Indonesia (Jakarta, Surabaya, Medan, Semarang, Denpasar, Palembang, Pekanbaru, Makasar, Manado, Balikpapan and Batam).

• For any Gold Card holder: valid for 1 person
  
• For any Platinum Card holder: valid for 2 persons

5. Pulse Top-up
Pulse top-up of prepaid cellular phone from various operators (telkomsel, Indosat, XL, Mobile 8 and esia) through SMS

• Demand – top-up via SMS
• Trigger – automatic top-up if the pulse balance is Rp. 10,000
• Periodic – automatic top-up of any certain date

6. Shopping Catalogue
Published every month in the form of newsletter as the communication media and presents various offers of selective- and- attractive goods at a competitive price.

SERVICE FACILITIES
24- HOUR CALL CENTRE
24- hour Call centre OTOFON service will be ready to assist any Bumiputera Visa Credit Cardholder in enjoying our superior facilities.

1. EASY PAYMENT
Any billing payment can be made in more than 7,000 ATM machines of the Joint ATM network or through AUTODEBIT of your savings account in Bank Bumiputera.

2. MONTHLY STATEMENT
Statement of transactions will be sent monthly to the address of cardholder.

TERMS OF PAYMENT
1. JOINT ATM
Payment through all ATM machines of the Joint ATM network, by:

• Select the transfer menu
• Enter the secret code of Bank Bumiputera: 485
• Fill in the destination account: 0230999988
• Enter your credit card number
• Enter the payment value

2. AUTODEBIT
It is an automatic payment by monthly debiting the savings account in Bank Bumiputera.

Term & Condition

Cost